Property, Casualty, Automobile and Workers Compensation Insurance Services

A Florida municipal entity is seeking qualified agents, brokers, and/or insurance providers to furnish property, casualty, automobile, and workers compensation insurance services for the fiscal year spanning October 1, 2026 through September 30, 2027. The requested coverages include, but are not limited to, general liability, errors and omissions, law enforcement liability, breach response and cyber liability, automobile, property, inland marine, storage tank liability, and workers compensation.

Respondents are expected to identify any variances from current coverage terms, including deductible differences, and to provide ongoing day-to-day support on insurance matters. The scope also includes risk assessment and analysis services, requiring firms to describe their methodology for evaluating risks for similar public-sector clients, provide sample assessment reports, and identify emerging risks or areas of heightened concern related to the City's operations.

In addition, proposers must outline claims management resources that would be assigned to the City, including internal and external support. Responses should include a description or flowchart of responsibilities, communications, and processes for handling property, workers compensation, and third-party liability claims, along with references for expert resources capable of managing unusually complex claims. The resulting contract is anticipated to be for a one-year term.