Vendor needs to provide online purchasing card solution. To transition from the physical credit card to a more streamlined purchasing process by implementing a system that supports both physical and virtual cards with real-time monitoring and enhanced control features. It is envisaged the solution would provide an integrated digital receipt capture through mobile OCR technology. 1. Physical cards: EMV chip, PIN and contactless technology. 3D secure authentication. Accepted internationally. 2. Virtual cards with instant issue supporting: Single use or time limit basis. Optional workflow approval processes. 3D secure authentication.