(1) Vendor needs to provide mortgage broker origination solution.– Configurable solution for all real estate secured lending deal flow, including mortgages and home equity lines of credit.– Solution must support native, agnostic API integration with broker systems to maximize application capture.– Built around a core of robust, self–service, end–to–end Real Estate Secured Lending origination and underwriting capabilities.– Built–in, AI/ML–enabled auto–adjudication and dynamic policy management.– System must support real time consistent and accurate alignment of client profile information (read, create and update) with internal systems.– Solution must provide broker visibility to all relevant application statuses and conditions.– Solution must support creation and update of client profiles in current SAP CRM system and future SAP S/4 environment.– Solution enable bank administrators to define and update product rules, terms, and conditions.– System integrate with digital or electronic signature tools for commitment letters and closing documents.– Solution must support sending complete application information for decisioning and receiving the full decision output, including outcomes, applied rules and rationale.– System must support integration with major appraisal management companies (AMCs) to automate the ordering, status tracking, and ingestion of the final appraisal report and value directly into the loan file.– Solution must allow authorized users to override an application and make manual changes, including a user interface (UI) for applications where end–to–end fulfillment fails.(2) All questions must be submitted no later than December 5,2025.(3) The contract period will be for three years.