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Loan and Underwriting Services

Overview


Financial, Legal, HR & Staffing
Salt Lake City, Utah, United StatesPosted: July 17th, 2026Deadline: July 29th, 2026

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SUMMARY


A Salt Lake City government authority is soliciting a vendor to provide underwriting and loan evaluation services for its housing stability loan program. The work includes application review, staff coordination, loan committee support, and policy improvement recommendations under a two-year contract.

KEY REQUIREMENTS


BUDGET

Verified

$75,000

CONTRACT DURATION


24 months

TIMELINE


Posting Date: July 16th, 2026

Questions Due Date: July 21st, 2026

Close Date: July 29th, 2026

QUESTION DEADLINE


July 21st, 2026

Issuing Agency


Salt Lake City Corporation

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DESCRIPTION


A government authority in Salt Lake City, Utah is seeking a vendor to provide loan and underwriting services for its housing stability loan program. The selected vendor will evaluate loan requests and perform underwriting analysis for amortized loan applications on an as-needed basis, with an estimated volume of approximately ten applications per year.

Scope of work includes reviewing applications for debt-to-income ratios, creditworthiness, maximum debt capacity, and appropriate loan terms to support successful repayment. The vendor will also meet with staff and loan applicants as needed, provide ongoing updates regarding underwriting progress and loan packet completion, and present analysis and recommendations throughout the review process.

Additional responsibilities include attending loan committee meetings when underwriting-related questions arise, reviewing applicable housing stability loan criteria and administrative and legislative policies, and recommending program or policy revisions to improve efficiency and resource leverage. The contract term is expected to be two years, and questions are due by July 21, 2026.

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Frequently asked questions


When is the submission deadline?
Submissions are due July 29, 2026. Questions must be submitted by July 21, 2026.
What is the budget for this RFP?
The published budget is $75,000.
Who issued this RFP?
It was issued by Salt Lake City Corporation. The work is located in Salt Lake City, Utah, United States.
Who is a good fit for this opportunity?
  • Financial services firm with consumer or housing loan underwriting expertise
  • Experience supporting government or public-sector lending programs
  • Strong knowledge of credit analysis, debt capacity assessment, and repayment structuring
  • Ability to manage low-volume, as-needed underwriting assignments responsively
  • Staff capable of meeting with applicants, agency personnel, and loan committees
  • Familiarity with policy review and program improvement recommendations

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