When is the submission deadline?

This RFP closed on August 10, 2026 and is no longer accepting submissions.

It was issued by Torrance County. The work is located in Estancia, New Mexico, United States.

Who is a good fit for this opportunity?

Insurance carrier or benefits provider with life and disability product offerings. Experience serving public sector or government employee benefit programs. Capability to provide fully insured basic life, AD&D, long-term disability, and supplemental life coverage. Strong underwriting and account management support for small to mid-sized employee groups. Licensed to provide insurance services in New Mexico.

Fully Insured Life and Disability Coverage Service (Closed)

A government authority in Torrance, New Mexico is seeking a provider for fully insured life and disability coverage services. The opportunity includes existing employee enrollment data for basic life, AD&D, long-term disability, and supplemental life benefits.

Must be licensed in New Mexico or willing to obtain a license
Must provide fully insured premiums guaranteed for a minimum of two years
Must include a 10% flat commission level for vision benefits and 20% flat commission for all other lines of coverage
Must submit renewal rates and fees 120 days prior to the contract renewal date
Must provide detailed plan summaries for all quoted plans
Must have a vision provider network in Estancia, New Mexico and surrounding areas
Must be in compliance with all HIPAA Privacy, Electronic Data Interface (EDI) and Security requirements
Must provide all standard reports to the client and its consultant
Must provide insured coverage on a no-loss/no-gain basis
Must agree to waive the actively at work provision for currently enrolled participants
Must provide a booklet draft within 60 days of the effective date
Must provide performance guarantees if quoting vision
Must complete all questionnaires and exhibits in full and in the requested format
Must confirm transition of existing insureds with no Evidence of Insurability requirements

Issue RFP: July 10th, 2026

Acknowledgement of Receipt Form: July 20th, 2026

Deadline to submit Written Questions: July 22nd, 2026

Response to Written Questions: July 27th, 2026

Submission of Proposal: August 10th, 2026

Proposal Evaluation: August 13th, 2026

Selection of Finalists: August 17th, 2026

Oral Presentation(s): August 18th, 2026

Finalize Contractual Agreements: August 24th, 2026

Contract Awards: September 1st, 2026

Protest Deadline: September 16th, 2026

Primary procurement contact — name, title, email, and phone

Additional decision-makers and their departments

A government authority located in Torrance, New Mexico is seeking a vendor to provide fully insured life and disability coverage services. The procurement covers employee life and disability benefits for the agency.

The authority has been fully insured with MetLife for its life and disability benefits since separating from the state employee benefit program in 2016. The current census includes 138 eligible employees, with 136 enrolled in basic life and accidental death and dismemberment coverage, 135 enrolled in long-term disability, and 22 enrolled in supplemental life coverage.

All questions related to the solicitation must be submitted no later than July 22, 2026.

Fully Insured Life and Disability Coverage Service

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